Today, we are doing a fresh and completely brand new review of FundingPips, one of the most established and widely recognized proprietary trading firms in the industry. FundingPips has been operating since August 2022, giving the firm approximately four years of market presence during a period in which the proprietary trading industry has changed dramatically. During that time, FundingPips has continued expanding its ecosystem, introducing new funding models, developing more flexible payout structures, and creating additional progression opportunities for consistently successful traders. Throughout this review, we will examine everything that has changed and break down the firm’s current funding programs, trading objectives, risk parameters, payout structures, platforms, trading conditions, and the increasingly important Prime Account and Scaling Plan.
Choosing a proprietary trading firm today involves considerably more than simply comparing challenge prices and advertised account sizes. Traders need to understand how each evaluation has a structure, how drawdown is calculated, when payouts become available, which consistency requirements apply, and what conditions change after reaching funded status. With FundingPips specifically, this has become particularly important because the firm now provides several substantially different pathways, ranging from traditional two-phase evaluations to a one-step model and even an option that removes the evaluation process entirely. Add multiple payout schedules, profit splits reaching 100%, and a dedicated progression system for successful funded traders, and there is considerably more to examine than there was in previous versions of FundingPips.
Brand New FundingPips Review – Join The World’s Leading Prop Firm!
For anyone encountering FundingPips for the first time, the firm came into being on August 25, 2022, has headquarters in Dubai, United Arab Emirates, and the CEO is Khaled Ayesh. FundingPips currently provides five unique funding programs, consisting of the Two-Step Flex Challenge, Two-Step Pro Challenge, Two-Step Standard Challenge, One-Step Flex Challenge, and Zero Program. Traders can manage account sizes ranging from $5,000 up to $200,000, access leverage of up to 1:100 across the evaluation programs, and qualify for profit splits ranging from 60% all the way up to 100%, depending on the selected payout structure.
The firm also supports MetaTrader 5, cTrader, and Match-Trader, provides access to forex, commodities, indices, and cryptocurrencies, and works with a tier-one liquidity provider to create simulated trading conditions designed to closely replicate real-market execution. Beyond the standard funding programs, one of the most significant parts of the current FundingPips ecosystem is the Prime Account, which creates an additional progression path for successful funded traders.
Eligible traders can gain access to daily reward requests, dedicated support, weekly one-on-one coaching, monthly volume rewards reaching up to $20,000, and a scaling structure that allows an individual Prime Account to grow all the way up to $2,000,000. Traders who progress far enough can even become Certified FundingPips Traders and gain access to additional opportunities through the Tradin Investor Marketplace. With that foundation established, let’s now go through each part of FundingPips in detail, starting with the five funding program options and exactly how each one works.
Funding Program Options
Starting with the Funding Program Options, FundingPips currently provides traders with five distinct funding models, giving them a broad selection of evaluation structures and payout pathways to choose from. These include the Two-Step Flex Challenge, Two-Step Pro Challenge, Two-Step Standard Challenge, One-Step Flex Challenge, and Zero Program. Each program is around a different balance of profit targets, drawdown limits, minimum trading requirements, payout frequency, and reward structure, allowing traders to select the model that best matches their strategy, experience level, and preferred approach to funded trading. We will break down each of these programs individually, starting with the Two-Step Flex Challenge.
Two-Step Flex Challenge
Starting with the Two-Step Flex Challenge, FundingPips offers account sizes ranging from $5,000 up to $100,000, with leverage of up to 1:100. This program is for traders who prefer a two-phase evaluation with relatively flexible trading requirements, combining higher overall drawdown limits with no maximum trading period and only a minimal trading day requirement.
- During Phase 1, traders must achieve a 10% profit target while remaining within the 4% maximum daily loss and 12% maximum loss limits. Only one trading day is required, and there is no maximum time limit, meaning traders can progress through the evaluation entirely at their own pace without being pressured by a deadline.
- Once Phase 1 is completed, Phase 2 reduces the profit target to 6%, while the same 4% maximum daily loss and 12% maximum loss remain in place. Traders again have to complete at least one trading day, with no maximum trading period restricting how long they can take to reach the objective and qualify for a funded account.
After successfully completing both phases, traders become eligible for their first payout after 14 calendar days, with future withdrawals also available every 14 calendar days. The standard profit split is 85%, although traders can increase this to 95% by completing at least three qualifying trading days, with each day generating a minimum of 0.5% profit. FundingPips also offers a 100% profit split under specific consistency requirements, although this payout structure operates on a monthly cycle.
Two-Step Pro Challenge
Moving on to the Two-Step Pro Challenge, this program is for traders who prefer lower profit targets and a faster payout cycle, but are comfortable operating within tighter drawdown limits. FundingPips offers account sizes ranging from $5,000 up to $200,000, with leverage of up to 1:100 across the available instruments.
- During Phase 1, traders must achieve a 6% profit target while remaining within the 3% maximum daily loss and 6% maximum loss limits. A minimum of two trading days is required, although there is no maximum trading period, allowing traders to complete the phase without any time pressure.
- The structure remains identical during Phase 2, where again have to reach a 6% profit target while respecting the same 3% maximum daily loss and 6% maximum loss. Traders must complete at least two trading days during the second phase as well, with no maximum deadline restricting their progress.
Once both phases have been successfully complete, traders receive a funded account and become eligible for their first payout after just 7 calendar days, making this one of the faster payout structures within the FundingPips lineup. Future withdrawals can also be available every seven calendar days, provided the trader meets the 1% minimum payout requirement, which is calculated based on the initial account balance. The standard profit split is 80%, while traders can also qualify for a 100% profit split under the applicable consistency conditions, with payouts under that structure processed on a monthly basis.
Two-Step Standard Challenge
Next, we have the Two-Step Standard Challenge, which provides a more traditional evaluation structure with wider drawdown limits and several payout options once funded. FundingPips offers account sizes ranging from $5,000 up to $100,000, with leverage of up to 1:100 across the available trading instruments.
- During Phase 1, traders must achieve an 8% profit target while remaining within the 5% maximum daily loss and 10% maximum loss limits. A minimum of three trading days must be completed before progressing to the second phase. There is no maximum trading period, so traders can approach the evaluation at their own pace without being pressured by a deadline.
- In Phase 2, the profit target is reduced to 5%, while the same 5% maximum daily loss and 10% maximum loss continue to apply. Traders again have to complete at least three trading days, with no maximum time limit imposed.
Once both evaluation phases have been successfully complete, traders receive a funded account and become subject to a 1% minimum payout requirement based on the initial account balance. One of the main strengths of the Two-Step Standard Challenge is the flexibility of its payout structure, with traders able to choose between four different reward models depending on how frequently they want to withdraw and how much profit split they want to retain.
One-Step Flex Challenge
Moving away from the two-phase evaluations, FundingPips also offers the One-Step Flex Challenge, which is for traders who prefer a more direct route to funded status. Account sizes range from $5,000 up to $100,000, with leverage of up to 1:100 across the available trading instruments.
- The evaluation consists of a single phase with a 12% profit target, while traders must remain within the 3% maximum daily loss and 12% maximum loss limits. Only one trading-day requirement, and there is no maximum trading period, allowing traders to complete the challenge at their own pace without being pressured by a deadline.
Once the evaluation has been successfully complete, traders receive a funded account and become subject to a 1% minimum payout requirement based on the initial account balance. From there, traders can choose between two payout structures depending on whether they prioritize payout frequency or a higher profit split.
Zero Program
Finally, FundingPips offers the Zero Program, which takes a completely different approach by allowing traders to access funded capital without completing an evaluation phase. Account sizes range from $5,000 up to $200,000, with leverage of up to 1:50. Since there is no profit target, traders can begin working toward their payout requirements immediately from the moment the account becomes active.
- The main risk parameters consist of a 3% maximum daily loss and a 5% maximum trailing loss. There are no minimum trading day requirements for maintaining the account and no maximum trading period. However, the program also introduces a 1% maximum open risk limit, calculated from the starting account size. This means the combined unrealized loss across all open positions cannot reach negative 1% of the initial account balance without causing an account breach.
What Makes FundingPips Different From Other Prop Firms?
One of FundingPips’ biggest strengths is the breadth of its current funding lineup. Traders can choose between five distinct programs, including multiple two-step evaluations, a one-step model, and the Zero Program for immediate funded access. This gives traders considerably more control over how they want to approach funded trading, whether they prioritize lower targets, wider drawdown limits, faster payouts, or avoiding an evaluation entirely.
The payout structure is another major differentiator. Depending on the selected program, FundingPips offers on-demand, weekly, bi-weekly, or monthly rewards, with profit splits ranging all the way up to 100%.
Another important advantage is the leverage structure. FundingPips provides up to 1:100 leverage across its evaluation-based challenges, giving traders considerable flexibility with position sizing and capital efficiency.
Finally, one of the most distinctive elements of the FundingPips ecosystem is the Prime Account. Successful funded traders can progress into a separate structure where an individual account can scale up to $2,000,000, while gaining access to daily reward requests, weekly one-on-one coaching, dedicated WhatsApp support, personal onboarding, and monthly volume rewards reaching up to $20,000. Traders who progress far enough can also become Certified FundingPips Traders and access the Tradin Investor Marketplace, creating an additional pathway beyond standard proprietary trading.
Overall, FundingPips differentiates itself through a combination of five funding models, flexible payout structures, profit splits reaching 100%, no maximum evaluation periods, leverage up to 1:100, immediate funding through the Zero Program, and an advanced Prime Account progression system. Rather than focusing on a single feature, the firm has built a broader ecosystem that supports traders at different stages, from their first evaluation all the way through to multi-million-dollar scaling opportunities.
Which Broker Does FundingPips Use?
When it comes to trading infrastructure, FundingPips does not operate through one of the commonly recognized retail broker brands. Instead, the firm works with a tier-1 liquidity provider to support its simulated trading environment, allowing traders to experience pricing and execution conditions designed to closely reflect real-market behavior throughout both the evaluation and funded stages. This infrastructure is particularly important because execution quality, spreads, and liquidity can directly affect how effectively a strategy performs. By working with institutional-grade liquidity rather than relying solely on a conventional retail brokerage setup, FundingPips aims to provide a professional environment where traders can focus on execution and risk management under consistent simulated market conditions.
In terms of trading platforms, FundingPips provides access to Match-Trader, cTrader, and MetaTrader 5, giving traders the flexibility to select the interface that best suits their trading style and workflow. Whether they prefer the modern web-based environment of Match-Trader, the advanced functionality of cTrader, or the extensive charting and automated trading capabilities of MetaTrader 5, there are several established options available. Traders who progress into the Prime Account operate exclusively through MetaTrader 5 on FundingPips’dedicated Prime server. This creates a separate trading environment specifically for Prime participants while maintaining access to one of the most widely used professional trading platforms in the industry.
Trading Instruments
When it comes to market access, FundingPips provides traders with a diverse selection of trading instruments through its tier-1 liquidity setup, creating simulated conditions designed to closely reflect a real-market trading environment. The available asset classes include forex pairs, commodities, indices, and cryptocurrencies, giving traders the flexibility to apply different strategies across multiple financial markets rather having limitations to a single asset class. Leverage varies depending on both the funding program and the instrument. FundingPips’ evaluation-based challenges provide leverage of up to 1:100, offering considerable flexibility for position sizing and capital efficiency. The Zero Program operates with lower leverage of up to 1:50, reflecting its more conservative risk structure and immediate funded access.
Traders who progress to the Prime Account gain access to a significantly more advanced tiered leverage model, with leverage reaching up to 1:2000 on certain instruments and position sizes. This creates a much broader range of capital efficiency options for experienced traders who have already demonstrated consistent performance within the FundingPips ecosystem. Overall, the combination of multiple asset classes, tier-1 liquidity conditions, and leverage structures ranging from 1:50 up to 1:2000 depending on the account type gives FundingPips a versatile trading environment capable of supporting a wide range of strategies and trader profiles.
Conclusion
In conclusion, FundingPips has developed into one of the more comprehensive proprietary trading firms in the industry by combining program variety, flexible evaluation structures, competitive payout models, and substantial long-term progression opportunities. Traders can currently choose between five different funding programs, including the Two-Step Flex Challenge, Two-Step Pro Challenge, Two-Step Standard Challenge, One-Step Flex Challenge, and Zero Program. With account sizes ranging from $5,000 up to $200,000, the firm provides several distinct pathways for traders with different strategies, risk profiles, experience levels, and funding objectives.
The payout structure is another major strength because FundingPips does not force every trader into the same withdrawal schedule. Depending on the selected program, funded traders can choose between on-demand, weekly, bi-weekly, and monthly reward structures, with profit splits ranging from 60% up to 100%. The Two-Step Pro Challenge provides rewards as frequently as every seven calendar days, while the Two-Step Standard Challenge gives traders four different payout models to choose from. The Zero Program adds another alternative by allowing traders to bypass the evaluation process entirely, operate without a profit target, and retain a 95% profit split when all applicable payout requirements are satisfied.
Overall, FundingPips provides a well-rounded environment for traders looking for multiple funding pathways, flexible evaluation conditions, competitive profit splits, frequent payout opportunities, professional trading platforms, educational resources, and meaningful scaling potential. The combination of five funding programs, the Zero Program for immediate funded access, and the advanced Prime Account structure gives traders a clear progression path from their initial account toward significantly larger allocations as they demonstrate consistency and disciplined performance over time.
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